Who Protects Me While I Protect Your Documents?

Kendra Marroquin
Jul 23
2 min read

When I notarize your important documents, I take great care to get every detail right. But what happens if a notarization is challenged or someone tries to falsely accuse me of making a mistake?

That is where Notary Errors and Omissions Insurance, also known as E and O insurance, becomes essential.

What is E and O Insurance?

E and O insurance helps protect notaries like me from financial loss if an unintentional error occurs during a notarization. It also covers legal defense costs if I am named in a lawsuit, even if I did nothing wrong. This includes situations where a forged signature or a stolen notary seal is involved.

This kind of insurance provides an important layer of protection for both me and my clients.

What Does E and O Insurance Typically Cover?

• Mistakes or omissions made during a notarization

• Failure to detect a fake or fraudulent ID

• Allegations of negligence

• Claims filed against my notary bond

• Legal issues involving forged seals or signatures

What E and O Insurance Does Not Cover

• Fraudulent or criminal acts

• Bodily injury or property damage

• Fines, penalties, or intentional misconduct

E and O insurance is not the same as a notary bond. A bond protects the public. If a claim is paid out from a notary bond, the notary is personally responsible for repaying the full amount. E and O insurance helps cover that risk and can step in before repayment is required, covering losses and legal costs up to the limits of the policy.

Why I Choose to Carry E and O Insurance

Washington State does not require notaries to carry E and O insurance, but I do. As a self-employed mobile notary and notary signing agent, this coverage gives me peace of mind and allows me to focus on what matters most—protecting your documents and delivering professional, accurate service.

When you hire me, you deserve to know that I take your notarization seriously. Having E and O insurance is just one more way I protect the people who trust me with their most important paperwork.